Broker Check

Budget Worksheet


Please take your time to fill out this budget sheet. If this is not completed then we will assume that all monies that you earn are spent. This spreadsheet assists us in determining your spending at retirement, as well as how much monies you may save above and beyond current savings to meet your goals. A good estimate will suffice, no exact figures are necessary. Please over estimate rather than under estimate so that the plan remains conservative. You need only fill out one of the columns (monthly, quarterly OR annually) not all three. If you use Microsoft Money, Quicken or any other type of software to track your expenses then please print out a summary of that rather than taking your time on this spreadsheet.



  • Alimony Paid
  • ATM Withdrawals
  • Auto Lease Expenses
  • Auto Maintenance and Gas
  • Auto Tags
  • Charitable Contributions (cash)
  • Child Support Paid
  • Clothing
  • Dues & Subscriptions
  • Education College
  • Education K-12
  • Entertainment
  • Financial Planning Services
  • Food and Groceries
  • Gifts
  • Home Equity Loan Payments
  • Home, Yard & Pool Maintenance
  • Household Expenses and Purchases
  • Insurance - Disability
  • Insurance - Health
  • Insurance - LTHC
  • Insurance on Automobile
  • Insurance on Boat
  • Insurance on Child(ren)’s Life
  • Insurance on Client’s Life
  • Insurance on Home
  • Insurance on Partner’s Life
  • Insurance Umbrella
  • Intangible Tax
  • Laundry/Cleaners
  • Legal Services
  • Lessons (music, ballet, sports)
  • Medical and Dental Expenses
  • Miscellaneous Expenses
  • Mortgage Interest
  • Mortgage Principal
  • Other Loan (describe)
  • Other Taxes (describe)
  • Personal Property Taxes
  • Property Taxes on Auto
  • Property Taxes on Home
  • Tax Preparation
  • Telephone/Utilities/Cable/TV
  • Unreimbursed Business Expenses
  • Vacations

Net Expenses


Description of LoanTermDate of 1st PaymentRateCurrent BalanceOriginal BalanceExtra Paid, if any

Auto Loan Payment


Home Equity Loan

Other Loans (please)