Who We Are 

Laura K. Schilling runs Financial Innovations, LLC, which is centrally located at the Glenridge Connector near the intersection of Interstate-285 and GA 400 in Atlanta.

We offer comprehensive financial planning as well as management of our client's individual personal investments and retirement assets, such as IRAs and 401(k)s. We also assist our clients who own their own businesses and professional practices in setting up retirement plans, including 401(k)s, Profit Sharing Plans and Defined Benefit Plans.

Comprehensive financial planning enables us to compile a complete custom tailored financial picture for each client. We discuss the client’s emotional and financial goals and gather all financial data relating to the client. Then we present a plan that incorporates emotional and financial planning and reflects goals that are realistic for the client, as well as how to proceed.

Our Purpose

The purpose of Financial Innovations, LLC is to give our clients peace of mind that their finances are well planned and managed. Everyone is busy in today’s society and most people do not slow down enough to care for their own finances. Clients have the assurance of knowing that we are acting as a financial quarterback to their family.

We work to maximize return while minimizing risks of the market. For our asset management clients, we analyze each portfolio individually and provide a quarterly investment letter that is personalized to reflect the client’s own portfolio. Our aim is to achieve competitive returns based on the client’s goals and risk tolerance.

We are tax sensitive and assist with income tax projections as well as year-end income tax planning. Working as a financial planner, we look at the overall financial picture, not just the client’s investments.

Clients develop a long-term relationship with their Financial Innovations’ advisor. Investment selections are individualized based on the general economy, the client’s risk tolerance, and expected and historical rates of return.

How We Work

An initial consultation is free of charge. We recommend that potential clients print from our website the document checklist, financial planning questions, personal budget worksheet and personal information sheet before scheduling the free consultation. For prospective clients who prefer an initial interview without presenting their financial information, we are glad to accommodate.  Choosing a financial planner is extremely important and sensitive. You must feel comfortable with the person you select, which is why our initial consultation is free of charge. At the same time, this session allows us to assess how the individual’s needs fit with our capabilities.

Promptly after the first meeting, we prepare a written proposal for the client. It includes the areas we will analyze and our set fee. We typically compile a comprehensive financial plan, customized to the client’s situation, which includes tax and cash flow planning, retirement analysis, asset allocation, estate planning review, insurance reviews, employee benefits advice (such as on stock options and restricted shares) and any other areas that the client needs. The detailed plan also includes a “to do” list. The client gives emotional input and then together, we create a financial/emotional plan.

We assist in implementing the plan to the degree that the client requests. For one year, we are on retainer as the client’s “financial quarterback.” Our intent is to develop a highly satisfactory long-term relationship.

Please contact Financial Innovations, LLC for a complimentary initial consultation, in order to learn more and discuss how we may serve your individual needs.